Pension Potential
An expert service for maximising your pension pot’s potential
Maximise your pension potential
As part of your employer’s partnership with Aspire to Retire, you have access to Pension Potential.
If you’re planning to start taking your retirement benefits – now, or in the near future – Pension Potential can help. Pension Potential are experts in helping people maximise the income they can get from their pension savings.
Pension Potential helps people like you turn their pension savings into retirement income in a way that works for them, whether that’s starting to take retirement benefits a bit at a time, or taking your benefits all at once.
Pension Potential helps you understand where to start, what’s involved and what to do so you get the most from those savings you’ve worked so hard to build up.
How do I access Pension Potential?
You access the service through the Pension Potential hub – your gateway to a better retirement income.
The Pension Potential hub gives you easy access to personalised information and help with looking into your retirement options and taking your benefits. If you haven’t already, you may find it useful to read through ‘Your options for taking your retirement benefits’ first.
Is Pension Potential guidance or financial advice?
Pension Potential offers expert guidance and lots of support to help you understand more about your retirement options. Pension Potential don’t offer financial advice. But, if you decide you need financial advice, you can contact Foster Denovo (the parent company of Secondsight and Aspire to Retire). To find out more about guidance and financial advice, read our ‘Help and support’ page.
Guidance
Guidance is intended to help you understand your retirement options. But it won’t make specific recommendations, or tell you what you should do.
- Your personalised options pack gives you an overview of the options available to you to help you understand them, but won’t recommend which option would be best for you.
- The Pension Potential annuity finder tool enables you to search the market and buy an annuity. Any fees will be paid by commission from the annuity provider.
- Booking a call with a retirement expert gives you access to experts who can offer help and guidance, but won’t be able to recommend specific options unless you decide to take, and pay for, regulated financial advice.
Want to find out more?
Go to the Pension Potential hub, fill in the form and select Expert Insight for a call to discuss your options, free of charge.
Financial advice
You may need regulated financial advice if you’re interested in more complicated retirement options such as flexible income (drawdown) or mixing two or more retirement options.
You’ll need to pay for financial advice as it’s a regulated professional service that will take your situation into account and make recommendations for options and products.
Want to take it further?
Individual financial advice is available through Foster Denovo, the parent company of Secondsight and Aspire to Retire.
>You can contact the team by calling 0330 332 7866, or by emailing advise-me@fosterdenovo.com. Foster Denovo will explain any fees clearly in advance.
Who are Pension Potential?
Pension Potential is a service provided by Punter Southall which is authorised and regulated by the Financial Conduct Authority (FCA).
How much does it cost?
Pension Potential offers guidance on your retirement options. If you use the annuity finder to buy a guaranteed income, any fees will be paid by commission from the annuity provider.
If you decide you need financial advice – for example, because you want to take flexible income (drawdown) or mix two or more retirement options – you can contact Foster Denovo. Foster Denovo will explain any fees clearly in advance.
Your first meeting with a Pension Potential expert will be free. Pension Potential will explain any fees clearly in advance.
Compare your retirement options
Compare your retirement options
Go to the Pension Potential hub to get a free retirement pack with personal insights just for you.
Shop for guaranteed income (annuity)
If guaranteed income (annuity) appeals to you, use the Pension Potential annuity finder to shop around for your own tailored annuity.
Get expert help
Once you’ve looked into your options, ask for a call with one of Pension Potential’s friendly retirement experts.
An expert service for maximising your pension pot's potential
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